Finpay, initiated by PT Finnet Indonesia, a subsidiary of PT Telekomunikasi Indonesia, can be called as a cashier for online transactions.
Through service Finpay (www.portalfinpay.com), merchant or merchant, whether corporate, retail, business beginner (startup) or even an individual can receive online transactions.
Finpay service is able to receive such payment by credit card, bank electronic transfer, internet banking, mobile banking, or by e-money.
President Director of PT Telkom Tbk Arief Yahya explains Finpay service will support the growth of e-commerce business in Indonesia. The hope, also will grow the soul businessman (entrepreneur) in the country.
"The public need for convenience and security of online transactions is increasing. Finpay present as a payment solution that connects buyers and sellers online," Arief said after the launch service tower Bidakara Finpay in Jakarta, Wednesday (05/30/2012).
Finpay service is also in line with the vision of the Bank Indonesia to reduce the use and the velocity of cash in the community. In addition, this service will also realize the culture of a society without cash (transaction cashless society).
Indonesia President Director of PT Finnet Walden R Finpay Bakara added services will transform the practice of online business is becoming increasingly safe, comfortable, easy and reliable.
"This kind of service Finpay checkout for sellers and buyers in online business," added Walden.
Later, Finpay can also be used for payment TransJakarta tickets, taxis, trains, tickets, parking, kiosk, ticket highway to the grocery store.
Later, Finpay can also be used for payment TransJakarta tickets, taxis, trains, tickets, parking, kiosk, ticket highway to the grocery store.
"We will target the low end market, this market need to be educated so they can accept this cashless culture. Potential is enormous," added Walden.
For charging Finpay card, will be performed on the merchants who work with the Finpay. Later also, Finpay card can be recharged at an ATM.
Until now only about 50 merchants to join and use the service "checkout" Finpay. Target until the end of this year there are hundreds of merchants who join.
Vice President Online Merchant Finnet Indonesia PT Division Head Hasibuan added Finpay Mey is a kind of liaison services between sellers and buyers in online business. Inside there Finpay service systems that make sellers and buyers in online business can trust.
"Finpay This will prevent a fictitious online sellers and buyers online is bad," said Mey.
Illustration Finpay card usage is currently no purchases at online stores, the buyer is required to pay or transfer a sum of money. This transfer will be made to the account Finpay, either credit card, bank transfer, internet banking, mobile banking or emoney.
When the buyer has to pay with one payment method with Finpay, then Finpay will send notification to the seller that payment has been made and the goods ready for shipment.
When goods are received by the buyer, the Finpay will immediately send notification to the seller that the purchase money will be transferred.
"We will charge a fee to buyers around Rp 2,500 per transaction. But we're also going to charge to the seller, the amount depending on the price of goods," he added.
Last year, PT Finnet Indonesia turnover of about USD 165 billion. This year, the target will increase to Rp 200 billion.
While earnings in the last year of about Rp 13 billion. Profit targets this year will be USD 22.75 billion.
High target will be contributed from the Telkom Group's service payment system (about 80 per cent) and the rest of the payment of electricity and other payments.
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